"Before I became an agent, I worked for two quality companies in marketing and underwriting. I learned the basics of knowing how to properly rate, how to look for exposures, and what actually differentiates what can and cannot be done in this industry. I use the knowledge that I gained through those years of experience work hard to manage their risk right at the start to benefit my clients at every opportunity, which is a great advantage for both of us. "

"I understand the process that my carriers need to go through when I bring a new client for their review, and I work hard to manage their risk right at the start. I also work with my clients and educate them on all of their options for the different exposures they may be facing."

"I love to meet new people and learn about new businesses. I'm fascinated by all of the different ways in which a person can earn a living today. Having run a small business myself, I relate well to the common headaches and challenges that afflict many of my clients. Everyday is different, and I really enjoy what I do."

Tod L. Wallgren is Executive Vice President of Agency Associates, Inc. (AAI). He specializes in offering risk management solutions to his clients, whom often come to him as either referrals or members of one of the AAI affiliated associations.

Tod began his career with Aetna Life & Casualty in Dallas, TX after graduating from Southern Methodist University. He has extensive experience in underwriting and marketing from positions held prior to joining AAI. He became a licensed agent in 2000. Tod has been married to Beth for over 13 years. They have two active boys who like to play sports and catch big fish. They are very active members of the Fishers YMCA, and enjoy donating their time and skill to help our youth. They have also been known to attend Packer football games.