Disability

The Disability Insurance program is only available to ISBA members. We have a special program that offers a high quality, price competitive product that helps you plan for the unexpected.

Whether you need to supplement current coverage or build a comprehensive disability program, we invite you to compare the ISBA plan advantages to any other plan.

Plan features and highlights include:

• Own Occupation Definitions
• Liberal Partial Disability benefits payable after a 20% income loss
• No offsets with other Insurance Plans or Social Security
• Low Step Rate premiums
• Renewal and plan provisions Guaranteed to age 70

Adobe PDF Downloads

• Interesting Disability Factoids
• Disability Income/Business Overhead Expense
• Disability and Business Overhead Application
• Participation Worksheet

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