Short-term Disability (STD)

Take advantage of your association membership

While most Americans insure their lives and material assets, like their homes and cars, many overlook the need to protect their most valuable asset – their ability to earn an income.

Disability Insurance might be right for employees who:

• Few weeks off work would make it hard to keep up with the bills
• Currently have LTD and want to be able to fill in the gap of an elimination period
• Have regular debts – like credit cards, a car payment, mortgage or other loans
• Have savings earmarked for other goals
• Couldn't afford the extra costs of a disability – like deductibles, medicine, in-home care, transportation, or extra help around the house
• Have other policies, but they won't cover all their expenses

For more info please contact Jan Phifer

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